The appraisal of a house on Curaçao

If you are looking to purchase a house and need financing from the bank, an appraisal from a licensed appraiser is required in Curaçao. This rule is for the mortgage lender to have the guarantee that the value of the house corresponds to the loan amount. The appraiser determines the value of the property based on numerous factors such as the state of maintenance, the location and the value of houses within close proximity. An appraisal that has been performed by a Landmark appraiser is accepted by all local banks. In addition to real estate on Curaçao, we also appraise houses, apartments, villas and commercial projects in Aruba, Bonaire and St Martin. You have come to the right place if you are looking for a reliable and professional appraisal!

When is an appraisal performed?

Usually, an appraisal is carried out once the preliminary purchase contract is signed. The appraisal can also be carried out by an appraiser before you make an offer if you want to know whether you wish to make an offer on the house before signing the preliminary purchase contract. This eliminates the chance of being blindsided by any surprises or run the risk of a problem with the mortgage lender. The mortgage lender will not only look at the financial situation of the buyers, they will also look at the appraisal that the appraiser has made of the house to determine whether they will provide the mortgage.

An appraisal by a licensed appraiser

An appraiser is an independent party who determines the value of the property. The appraiser will elaborate the appraisal in an appraisal report, this will be included in your mortgage application. It might also be interesting to have an appraiser appraise your own property to determine whether you have an equity value in your home. As a reliable appraiser, we provide you with quick and expert insight into the value of your existing and future home.